Family Smiles of Ringwood

Financial Information

We understand that our patients are always concerned about the cost of dental treatment, regardless of financial status. Our goal is to remove any barriers between your oral health and your ability to get the affordable quality care you deserve.

Any time we plan treatment, we will discuss your needs and consider your budget. We will ensure that you are aware of all your treatment options so you can choose the most appropriate treatment.

It is of paramount importance that you know and understand the cost of your treatment before we begin treatment. Any payment or co-payment for treatment is DUE the SAME day of the treatment before it is rendered unless prior arrangements have been made.

Please review the financial information we’ve provided, and don’t hesitate to call us if you have any questions. We are here to help you get the quality care you need and deserve.


Dental insurance can often be confusing and difficult to understand. The benefits you receive can also change each year. Dental Insurance benefits are dependent upon the agreement that your employer has with each respective insurance provider. We, as treatment providers, don’t have any control over the any changes that occur. However, we will ensure that we learn about the details of your plan and effectively communicate them to you.

We accept most PPO insurance plans as long as they allow you to visit any dentist. For your convenience, we are happy to file all insurance claims on your behalf.

Our office is currently an In-Network Provider for the following insurance networks:

  • Delta Dental PPO ,Premier and Advantage
  • Metlife
  • United Healthcare and United Healthcare Medicare Advantage
  • Dental Benefit Providers
  • Guardian
  • Cigna
  • Aetna
  • Horizon BC BS
  • Empire Anthem 
  • Ameritas
  • Careington
  • Zelis 
  • Many more PPOs.

If you don't see your provider listed but have a PPO plan where you can choose your own dentist, we are almost certain about being able to accept it. We will continue to add more dental insurance networks as long as they allow us to provide the best care possible for the insured patients.

For many patients, our fees are within the allowable ranges that are set by many insurance companies even if they are out-of-network. This leaves you with zero or minimal out-of-pocket cost for routine care.

Please don't hesitate to contact us at (862) 330-3021 if you have questions or to confirm that we work with your insurance.

Payment Options

At Family Smiles of Ringwood , We accept many forms of payments for your dental care:

  • Cash
  • Checks 
  • Debit cards
  • MasterCard
  • Visa
  • American Express
  • Discover

Patient Financing Options

We are happy to work with you on creating payment plans that fit your budget. For shorter treatment plans, we offer custom in-house financing plan. Please call our team for details.

For larger treatment plans, We have partnered with two companies that offer interest-free financing as well as fixed rate plans which will enable you to get the treatment you need right away and pay down the balance over several months.

CareCredit and LendingClub Payment Solutions offer both interest-free and long-term financing options, depending on your specific needs. You can easily apply online in minutes and at our office.

Don’t worry! We will guide you in choosing your best option based on your personal needs and preferences.

Professional Discounts for Upfront Payments in Large Treatment Plans

You can enjoy a 5%-10% discount on your treatment . Please ask our team for details!

  • Comprehensive Full Oral Exam, Full Mouth X-Rays and Regular Cleaning | ONLY $269 ($470 Value)

    Take advantage of this offer available for a limited time. Hablamos Espanol! For patients without dental insurance Restrictions may apply based on preexisting periodontal disease CALL US at 862-330-3021 NOW for this special offer!  
If you have difficulty using our website, please email us or call us at (862) 330-3021
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Our office is open and accepting new patients! We are committed to the safety of our community and are diligently following all guidelines to minimize the spread of COVID-19. Please visit our COVID-19 Protocols page for more information on our policies regarding your appointment. Please call our office at (862) 330-3021 or Contact Us if you have any questions.